In debt, struggling..perhaps not doing as well as you should be...? There is a better way ant eh Budget Club can show you how to get your finances under control.
The best tool you can use is a positive attitude and willingness to learn and share.
You will see that a budget does not pertain only to money but also your time, your energy and your emotions.
Your focus should be your personal goal, whatever it may be. Personal goals are something that will please you, something you must believe in and remain focused to achieve.
Not diverting from your goal focus will give you the emotional energy to move forward.
My personal goal may sound trite to you and vice versa but my goal gives me all the energy I need to stay focused - and I do .
Taken form my book, THE BUDGET CLUB