Onar Serrano - Wealth Manager at YBR Randwick

As a Wealth Manager (Mortgage Broker) I help everyday Australians on the road to their hopes and dreams. With a panel of over 30 lenders (which include 'The Big 4,' second tier lenders to small credit unions all the way to non-conforming lenders). My role is to do the legwork on researching the right home loan from over hundreds of products in the market. I will guide you through the application and settlement process and essentially make the whole transaction as smooth and streamlined as possible.

Your very own personal banker:
As most of us have our own personal solicitors, accountants and doctors; it is also very beneficial to have a personal banker to best manage your home loan/s. The advantage being, as a mortgage broker, I understand your circumstances on a personal level and treat it as my own, therefore, coming through with the best solution for you.

Product range & comparison:
As a Mortgage Manager, I have a broad range of access to many lenders, therefore, when you sit in front of myself, you are essentially sitting in front of many banks and countless products.

On the flip side, if you were to see a banker directly, they will only have access to their own products, making your options very limited.

Home loan processes can be daunting for some, you may think of it as being very complex, time consuming and somewhat, confusing with financial jargon. My goal is to make the whole process, as smooth as possible for you. This may include: Access to my services on days and times that branch staff cannot be contacted, and having the ability to receive updates on weekends - Your personal banker on speed dial.

Strategic professional advice:
As your portfolio grows and you add more properties, not only will you require professional home loan advice, but strategic planning, cost minimization and tax effectiveness will also be highly beneficial. Structuring your portfolio of home loans correctly will provide savings whilst planning for your tax time, considering any capital gains in the future, with the aim for you (and your family) to retire comfortably, making your properties work for you.

Customer service & long term service:
My focus is not only on your first inquiry/first property purchase, but being your very own personal banker, guiding you through your medium to long term goals, making sure we plan ahead to best benefit you and your family, and provide you with a life long commitment and service.