Harbord Financial Services Limited is proud to be a locally owned and operated public company located on the Northern Beaches of Sydney, New South Wales. Our company operates the Freshwater Community Bank® franchise of Bendigo & Adelaide Bank Limited.
Since 2002, HFS Limited has built a successful, full banking and financial services branch in Freshwater, providing substantial support and resources to our local community through sponsorships, funding and grants, with a significant portion of our profits being distributed back into our community – banking with us really does benefit our community!