David Honey - Choice Home Loans

What are your dreams? What do you want to achieve for yourself and your family?

How do you intend to make this happen?

When will you make it happen?

As well as being a Lending Specialist, I am a qualified Chartered Accountant with over 15 years experience in finance related fields. Along with an accounting degree, I have further formal financial qualifications including a Graduate Diploma in Applied Finance and Investment, a Diploma of Financial Planning and a Diploma of Finance and Mortgage Broking. I am a Full Member of the Mortgage and Finance Association of Australia (MFAA) which gives you confidence that the provision of my services follows stringent guidelines.

I help individuals and businesses achieve their objectives by working with them to obtain their financing and insurance needs. I enjoy the satisfaction that I obtain by being part of my client’s journey as they progress towards reaching their dreams. To help this become a reality I provide an on-going service which is at no cost to you as my fees are paid by the lenders.

A core belief of mine is that everyone should get a fair go and not be disadvantaged by a lack of knowledge regarding what borrowing options they have. By listening to your needs and working with you, I will be well placed to provide expert knowledge as to what products and lenders can help you achieve your goals.

My aim is to be a trusted adviser to each of my clients by building an on-going relationship in order to help them meet both their current and future needs. We will progress in your journey together.

I am based in the eastern suburbs, but I do travel all over Melbourne. A big advantage of my services is that I meet with you at a time and place of your convenience.

I will use my expertise to compare different lenders, identify options for you and then implement your decision. This service will save you both time and worry as I do all the running around for you! I will ensure that you are kept fully informed of what is happening with your loan application and I will ensure that you have plenty of advance notice as to what is required of you as well as outlining what the next steps in the process are.

I can help you with areas such as:
• Financing for the purchase of a new home or renovation of your existing home
• Increasing your mortgage to unlock equity
• Re-financing your mortgage to obtain a better rate or other product benefits
• First Home Buyer Grants
• Home building and construction financing, including house and land packages
• Investment property financing
• Business financing
• Commercial property purchases
• Debt consolidation to save on interest costs
• Self Managed Super Fund (SMSF) borrowing
• Income protection, life, trauma and TPD insurance
• Motor vehicle and equipment financing
• Home and contents insurance

I spent four years on the council of the Ringwood North Primary School in the positions of Treasurer and Deputy Chairperson and I have been both an Auskick and after-school basketball coach. I’m currently a team manager of a Ringwood Hawks basketball side.

I spend my leisure time following my children’s sports and playing both squash and cricket.

Feel free to contact me and we can discuss what I can do for you.